USAA Federal Savings Bank’s downgrade shows how customer mistreatment stemming from flaws in internal controls can hurt Community Reinvestment Act scores. Some want consumer compliance to carry more weight in the CRA calculus.
Could the future of CRA be in doubt?
Rating Agencies: Credit Where Credit's Due
Credit rating agency reform is incomplete
Fed proposal could encourage banks to improve CRA ratings
Exhibit - HOME of VA HOME of VA
May 2022 Community Reinvestment Act Reform Update - Video
PDF) Why and when does consumer protection fail
Putting CRA to Work in Your Community
USAA American Banker
Should consumer protection failures play a bigger role in CRA grades?
Rating Agencies and Their Role - FasterCapital
[Morgenson, Gretchen, Rosner, Joshua] on . *FREE* shipping on qualifying offers. Reckless Endangerment: How Outsized Ambition, Greed,
Reckless Endangerment: How Outsized Ambition, Greed, and Corruption Led to Economic Armageddon